Can insurance companies require PDR
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I have a shop in the Midlands of SC and we have had several bad storms lately. One in particular produced hail in excess of an inch and a half (about the size of a tennis ball). Hundreds of cars have been damaged and the insurance companies are flooded with claims. Lately several cars have come to my shop with significant damage that I do not believe can be repaired by PDR. The insurance companies however are leading the customers in that direction and writing low estimates. Do the insured have to accept these estimates and have their cars repaired via PDR or can they demand that they be repaired by other methods such as panel replacement. If so what can be done. In many cases the insured are issued a check on the spot and by the time they get to a body shop feel they have no recourse.
Went thru this same situation two years ago. We had a full time pdr guy for about three months with us. A lot of the panels that he thought he could fix ended up being repaired conventionally. All you have to do is submit a supplement. Just get with the adjuster who cut the check and ask them how they want to approach it, You will find that the adjusters are overwhelmed and just want to satisfy the claim. Any way that you can make their job easier could result in more work headed your way.
We found a few ways to speed things up when it came to panel replacement. We painted most of our roof skins off the car. Grind the backside and prep for panelbond, make a few holes for your spot welds, then paint as normal. The next day we panel bonded them on and made the necessary spot welds in your corners.
For your panels that require conventional repair,Evercoat has a great video on youtube that shows a procedure that will speed things up quite a bit.Chuck
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